QCR Holdings, Inc. operates as a multi-bank holding company, which provides commercial banking services. Its principal business consists of deposits and investing those deposits in loans or leases and securities. It operates through the following segments: Commercial Banking, Wealth Management, and All Other. The Commercial Banking segment is geographically divided by markets into the secondary segments which are the three subsidiary banks wholly-owned by the company: Quad City Bank & Trust Co., Cedar Rapids Bank & Trust Co. and Rockford Bank & Trust Co. These subsidiaries offers similar products and services, but are managed separately due to different pricing, product demand, and consumer markets. The Wealth Management segment represents the trust and asset management and investment management and advisory services offered at the company’s three subsidiary banks. The All Other segment includes the operations of all other consolidated subsidiaries and defined operating segments that fall below the segment reporting thresholds. This segment includes the corporate operations of the parent company and the real estate holding operations. The company was founded by Douglas M. Hultquist and Michael A. Bauer in February 1993 and is headquartered in Moline, IL.
QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company operates through Commercial Banking and Wealth Management segments. It accepts deposits, and invests in loans/leases and securities. The company's deposits include noninterest and interest bearing demand, time, and brokered time deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. The company's loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, it is involved in leasing machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuing various trust preferred securities. The company serves the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny, and Rockford communities. QCR Holdings, Inc. was founded in 1993 and is headquartered in Moline, Illinois.